Under-Construction vs.Ready-to-move-in Apartments: What should you buy?

The better question to ask is ‘What type of home suits my requirements?’

Be in real state in Hyderabad or anywhere else-both under-construction and ready-to-move-in homes have their pros and cons. At the end of the day, it boils down to how well a particular type suits your needs.

So where do we begin?

A needs – assessment analysis it is! Here’s a mini – questionnaire to get you started.

  • Do you need a home to live urgently or do you have time on hand?
  • Do you want to buy a home to stay in, rent out or sell in the future?
  • Is your budget more in line with under-construction or ready-to-move-in homes?
  • Is the real estate in Hyderabad market trending up or already at a high?
  • Are you willing to take more risk for higher returns?
  • Do you have any particular tax considerations?

You’ll probably start leaning one way or the other once you answer these questions. Why don’t we look at a couple more data points to help you along the way?

Pros & Cons Time!

When time is money

Ready-to-move-in homes will work out well for you if you are living in rental accommodation and looking to move out. It may not be worth your while paying rent and waiting for your new home to be ready.

Budget matters

Ready-to-move-in homes come at a slight premium. If you’ve got time on hand and have found the right under-construction property, you’re likely to get a better bang for your buck.
Under-construction properties also give you some additional time to.

Return on investment

An under-construction property can get you a higher return on investment from the buying to the delivery stage.
It’s very much possible that the prices will go up by the time you get possession giving you a great opportunity to get gains on your capital investment.

Risk Appetite

In a ready property, you get what you see. You’ll know exactly how the infrastructure in and around the home is rather than having to rely on plans that may or may not pan out effectively. In essence, the risk is a bit lower.

Tax Implications

Under the Goods and Services Tax (GST) act, there is a 5% tax on the purchase of under-construction properties. Hyderabad real estate or ready properties are exempted from this.


In an under-construction property, you have the option of customizing your home to your liking rather than settling for a ready product. You can also evaluate the work while it’s progressing and keep tabs on the quality.


Under the Real Estate Regulatory Authority (RERA) Act all issues related to project delays, pricing, quality, ownership, etc. are monitored and addressed.

This act applies to properties with an occupation certificate dated May 2017 onwards and safeguards buyers from the uncertainties that come with this type of investment. Older properties do not have this protection. Always opt for properties registered under RERA.

In short
Ready-to-move-in homes offer:

Time benefit
Lower risk
Tax benefits

Under-construction homes offer:

Higher returns
More flexibility
Low pricing

Let’s try another way to summarise and simplify this for you. Buying an under-construction property in Hyderabad makes more sense from an investment perspective and a ready-to-move-in house makes more sense if you’re looking for immediate accommodation.

At Ark, we have homes for every need. Our strong portfolio of large-scale projects stands for utmost finesse, innovation, and most importantly, timely delivery.

Whether you choose to pick a ready home or opt for an under-construction apartment, there is no compromise.
For a 2% down payment, your dream home could be yours.

So, what type of home are you leaning towards?

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